Access to and use of the Web sites are subject to the terms and conditions of this Disclaimer and Terms of Use and all applicable laws and regulations, including laws and regulations governing copyright and trademark. BY ACCESSING THE WEB SITES, YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, ALL OF THE TERMS AND CONDITIONS IN THIS DISCLAIMER AND TERMS OF USE.

If you do not agree with the rules contained herein, do not use the Web sites.  The following rules may be modified from time to time. Continued use of the Web sites by you will constitute your acceptance of any changes or revisions to this Agreement.

Your failure to follow the Web sites' rules, whether listed below or in supplemental notices posted at various points in the Web sites, may result in termination of your access to the Web sites, without notice, in addition to other remedies.

The Web sites are designed to help users obtain information and guidance. The information provided is believed to be accurate and reliable, but in some instances, the information may represent opinion or judgment that is not necessarily that of Finally Organized LLC and should not be considered facts.  The information on these Web sites is provided with the understanding that Finally Organized LLC is not engaged in rendering legal, medical, counseling or other professional services or advice. The Web sites are provided on an "as is" basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied Warranties of merchantability or fitness for a particular purpose, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement.  Finally Organized LLC is not liable for its accuracy, for mistakes, errors, or omissions of any kind, nor for any loss or damage caused by a user's reliance on information obtained from the site.  Neither Finally Organized LLC nor its affiliates endorse or are responsible for the accuracy or reliability of any opinion, advice or statement on the Web sites. 

The materials used and displayed on the Web sites, including, but not limited to, text, software, photographs, graphics, illustrations and artwork, music, video and sound, and names, logos and trademarks, are the property of Finally Organized LLC or its affiliates or licensors and are protected by copyright, trademark and other laws. Any such content may be displayed solely for your personal, non-commercial use. You agree not to modify, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material without the written permission of Finally Organized LLC or the appropriate affiliate.

CHANGES
Finally Organized LLC may make improvements and/or changes in the products, services, programs, and prices described in this Web site at any time without notice.

THIRD PARTY WEB SITES
Certain links in this Web site will let you leave this Web site for Web sites, web pages or services not operated by Finally Organized LLC or its affiliates ("Third Party Sites"). Third Party Sites are not under the control of Finally Organized LLC and Finally Organized LLC is not responsible for the contents of any linked Third Party Site or any link contained in a Third Party Site, or any changes or updates to such Third Party Sites. Finally Organized LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Finally Organized LLC of the site.

Further, Finally Organized LLC and its affiliates do not review or monitor any web sites linked to the Web sites and are not responsible for the content of any such linked web sites. Your linking to such web sites is at your own risk.  Once you access another Web site through an off-site link, whether to an advertiser or to an informational site, you are no longer on a Finally Organized Web sites, and are then subject to the privacy policy of the other Web site.

Your use of the Web sites is at your own risk. NEITHER FINALLY ORGANIZED LLC NOR ANY OF ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL,  PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE WEB SITES AND THE INFORMATION AVAILABLE ON THE WEB SITES OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY INFORMATION AVAILABLE ON THE WEB SITES. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST FINALLY ORGANIZED LLC AND ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE WEB SITES AND THE INFORMATION AVAILABLE THEREON.

TELESEMINAR RECORDING PERMISSION

See also the Teleseminar Recording Permission which applies to all recordings made by Finally Organized LLC.